Cybercrime is increasing exponentially, and your private information is at risk. What protection exists? First it was strong passwords, then security experts told us they’re not enough, and that two-factor authentication is necessary. Now they’re saying Security Keys. What do you do?
Passwords
Passwords are your first layer of internet protection. There are rules which are difficult and help. First of all, it’s important to use unique, strong passwords for each account. Long and unique passwords are difficult to remember. Password managers help; password managers such as Last Pass, Dash Lane and RememBear work well and now Microsoft Edge and Google Chrome offer free, built-in password managers that generate and store unique, secure passwords for each account. And, of course, passwords are often exposed in a breach; if that happens, they need to be changed immediately.
Two-Factor Authentication
Two-factor authentication has become common. It uses a code that is required after your password is entered, placing an additional “lock” on your accounts. This adds an extra barrier between hackers and your information. Common two-factor authentication methods use codes via text-messaging, email, and phone call. Codes are not to be shared with anyone and expire in a short amount of time to protect the user.
Security Keys – the Best Protection
Is two-factor authentication enough? Security experts say the best security available now are Security Keys. Security Keys are used to authenticate certain sites (more and more everyday) that support them. A Security Key is a USB stick that is on your keychain. To access a website the user types in the username and password, upon which the site will send a prompt with specific instructions. The user puts the USB in the computer and follows the instructions to login. It is important to follow the instructions, so you don’t end up on a malicious website. Some of the most highly rated keys include YubiKey Bio, YubiKey 5 NFC, and Thetis Fido U2F Security Key. Make sure you get the backup codes in case you lose your Security Key.
Two-factor authentication can be a bit annoying and security keys take extra effort. But, taking the “quick and easy way out” can put your personal information in grave danger. Evaluate your needs and take the time to use the process that provides you the protection you need.
https://www.wsj.com/articles/you-need-two-factor-authentication-but-some-types-are-safer-than-others-11648930708
